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Personal Deposit Products - Effective
Savings $100 $100 $3.00 1.00% 1.00%
       
Personal checking accounts
All interest-bearing personal checking accounts pay compounded interest monthly. Rates are subject to change without notice.
           
Advantage Checking $100 $500 $10.00
       
Advantage II $100 $1,000 $15.00    
$1,001 - $2,499       0.50% 0.50%
$2,500 - $4,999       0.65% 0.65%
$5,000 or more       1.00% 1.00%
       
VIP Checking $1,000 $5,000 $25.00
$0 - $4,999       1.00% 1.00%
$5,000 - $9,999       1.49% 1.50%
$10,000 - $24,999       1.98% 2.00%
$25,000 or more       2.47% 2.50%
           
Money Market Accounts
All personal money market accounts pay compounded interest monthly. Rates are subject to change without notice.
           
Personal Money Market $1,000 $1,000 $10.00    
$1,000 - $2,499       1.00% 1.00%
$2,500 - $4,999       1.49% 1.50%
$5,000 - $9,999       1.73% 1.75%
$10,000 +       2.23% 2.25%
           
Platinum Money Market $1,000 $25,000 $25.00    
$0 - $24,999       2.23% 2.25%
$25,000 - $99,999       2.47% 2.50%
$100,000 - $249,999       2.71% 2.75%
$250,000 +       2.96% 3.00%
           
IRA Money Market $100  n/a n/a    
$0 - $2,499       1.00% 1.00%
$2,500 - $4,999       1.49% 1.50%
$5,000 - $9,999       1.73% 1.75%
$10,000 - $24,999       2.23% 2.25%
$25,000 +       2.47% 2.50%
           
Certificates of Deposit
All certificates of deposit pay simple interest monthly. Early withdrawal penalties apply. Minimum to open is $1,000. Rates are subject to change without notice.
           
3 Month       3.20% 3.35%
6 Month       3.45% 3.50%
12 Month       3.93% 4.00%
18 Month       4.17% 4.25%
24 Month       3.93% 4.00%
36 Month       3.93% 4.00%
48 Month       3.93% 4.00%
60 Month       3.93% 4.00%


Business Deposit Products

Business checking
All interest-bearing business checking accounts pay compounded interest monthly. Rates are subject to change without notice.
           
Small Business Checking $100 $2,500 $12.00
       
Business Analysis Checking $100 $ - $15.00    
           
Business Advantage* $100 $2,000 $12.00
* Ownership limited to sole propietor, escrow funds, pension funds, nonprofit, HOA & government entities.
$1,001 - $2,499       0.50% 0.50%
$2,500 - $4,999       0.65% 0.65%
$5,000 or more       1.00% 1.00%
           
 IOLTA
(Interest on Lawyers Trust Accounts)
$100 $2,500 $12.00    
$0 - $4,999       0.50% 0.50%
$5,000 - $9,999       0.65% 0.65%
$10,000 - $99,999       1.00% 1.00%
$100,000 or more       1.29% 1.30%
Money Market Accounts
All business money market accounts pay compounded interest monthly. Rates are subject to change without notice.
           
Business Money Market $1,000 $5,000 $25.00    
$0 - 24,999       1.98% 2.00%
$25,000 - $49,999       2.23% 2.25%
$50,000 - $99,999       2.47% 2.50%
$100,000 - $499,999       2.71% 2.75%
$500,000 - $999,999       2.81% 2.85%
$1,000,000 + *       2.96% 3.00%
           
Certificates of Deposit
All certificates of deposit pay simple interest monthly. Early withdrawal penalties apply. Minimum to open is $1,000. Rates are subject to change without notice.
           
3 Month       3.20% 3.35%
6 Month       3.45% 3.50%
12 Month       3.93% 4.00%
18 Month       4.17% 4.25%
24 Month       3.93% 4.00%
36 Month       3.93% 4.00%
48 Month       3.93% 4.00%
60 Month       3.93% 4.00%
           
* Annual percentage yield
Fees may reduce earnings on all interest bearing accounts