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CHECKING & SAVINGS

All of our personal checking products offer these services at no charge:

Unlimited ATM transactions at Midtown Bank, plus 4 free foreign ATM transactions per month
Free Internet Banking & Bill-Payment
Daily balance requirements are waived with direct deposit
Courtesy Overdraft protection of $500 (normal insufficient funds fee of $30 per item apply)
Free ATM card or
Free Signature Visa Debit card
Free credit card (with approved application)
Free Check imaging
Interest (where applicable) compounds daily
Link your accounts for overdraft protection

Advantage Checking
This account doesn’t add service fees every time you need a little cash or write a check. Checking made simple!

Minimum opening deposit $100
Minimum daily balance of $500 required to avoid maintenance fee of $10 per statement cycle

Advantage II Checking
Let your money work for you. Our interest checking earns competitive rates with a full array of “no-fee” services.

Earn higher interest rates on daily balances $2,500 and above.
Complimentary first order of standard checks.
Minimum opening deposit $100.
Minimum daily balance of $1,000 required to avoid maintenance fee of $15.00 per statement cycle.

VIP Checking
Have all your banking needs served with and earn a higher interest rate than our Advantage II Checking Account. This account is perfect for those maintaining a higher daily balance and may need the frequent convenience of sending domestic wire transfers.

Unlimited ATM transactions at Midtown Bank plus 5 free transactions at other financial institutions' ATMs.
Free standard checks
Free domestic wire transfers
Earn higher interest rates on daily balances of $5,000 and $10,000.
Minimum opening deposit $1,000
Minimum daily balance of $5,000 required to avoid maintenance fee of $25.00 per statement cycle (if below minimum balance, all services stated remain, with no additional fees, and account will still earn interest based upon account balance.)

Savings

Minimum opening deposit $100.
Minimum daily balance of $100 required to avoid maintenance fee of $3.00 per month. Quarterly statement cycle
 
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