Personal Banking
At Midtown Bank, you will find a relationship-driven philosophy as distinctive as the character of our community. Our concept is simple – build a bank by building relationships. Listen to our clients, understand their needs, and provide customized solutions to meet those needs.
As one of the few community banks in Midtown Atlanta, we are positioned to deliver superior service and offer you a compelling value proposition. We invite you to visit and tour our headquarters, talk with our President, meet our senior management team and learn more about our client-centric culture.
Transaction Account Guarantee Program
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
Midtown Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2012, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. This temporary unlimited coverage is in addition to and separate from the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
ATTENTION - FDIC INSURANCE
Effective October 3, 2008, FDIC Deposit Insurance temporarily increased from $100,000 to $250,000 per depositor. Effective July 22, 2010, this change has been made permanent. Please speak with a Midtown Bank Personal Banker if you have any questions regarding your account coverage.
Introducing ZashPay - A New Part of Online Bill Pay
Meet our latest addition: ZashPay, the fast way to send or receive money at any time. And because ZashPay is part of Online Bill Pay, sending money has never been more secure or convenient – just login using your existing online password. The money goes directly from your bank account into your payee’s account, usually within one business day, regardless of where they bank.
- No checks, stamps or cash to pay someone money you owe them
- No need to wait for checks to be cashed.
- No trips to the bank to deposit money.
- No high fees – it’s only 50 cents to send and no cost to receive money.
Already enrolled in Online Bill Pay? Then it’s easy to use ZashPay.
- Login to Online Banking
- Click “Pay People” tab within Online Bill Pay
- Enter the person’s email address or mobile phone number and the amount to pay.
It’s that simple!
Not signed up for Online Bill Pay? Signup in your online banking.
Still have questions? Call a Midtown Bank associate today!
Our customers can expect these benefits:
Personal Bankers
You will have a dedicated and assigned Personal Banker for your relationship who is trained to understand your needs.
Competitive Deposit Products
You will find our deposit products highly competitive, creative, flexible, and designed to accommodate your evolving needs. Whether your objective is to maximize your return or manage many transactions, we have the solution for you.
Solutions-driven Lending
Our loan products are priced to reflect risk, and your overall relationship. As a partner in the creation and preservation of your wealth, we view our role as an architect of value. You deserve uncommon, innovative, and objective solutions which are needs-based driven. Matching your defined needs with specifically tailored solutions provides real value.
Timeless Facilities
Classical and timeless facilities in an historic building with marble throughout, terrazzo floors, a restored walnut teller reception area, a vintage single drive-thru window, personal banker & teller stations, and a spacious vault room and salon for “state of the art” safe storage.
Visa Debit Card
Midtown Bank offers Visa Debit Cards. The debit card looks like a credit card and works like a check. The Visa Debit Card can be used at ATM’s and to make purchases anywhere the Visa logo is displayed.
Empowered Decision Makers
Odds are that when you come into our bank you will be greeted by our President. He and his staff of experienced Lenders,Business Bankers, and Relationship Managers are the decision makers. They will be happy to discuss your banking needs with you, review your loan request and give you immediate feedback.
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