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Midtown Bank & Trust Company offers a wide array of mortgage products. Whether you are purchasing a home, refinancing, remodeling or building a new home; we can tailor a loan to meet your specific needs.

To enable our clients to receive the best product offerings and rates, we have established relationships with some of the top mortgage lenders nationally. We can shop your mortgage for you to achieve the most competitive pricing nationally.

Loan programs

Purchase and refinance mortgages up to 103% financing on some programs
Interest only loans - fixed or adjustable rates
One time closing construction / permanent loans
Remodel / renovation loans - purchase or refinance
Easier Qualifying with no documentation or reduced documentation loans available
Second home loans - in all 48 contiguous states
Investment property financing
Second mortgages - piggyback financing up to 100%
Condominiums - Hi-rise, lo-rise, condotels, co-ops, loft conversions, and leaseholds

Loan Types & Features

Fixed Rates
ARMS - based on LIBOR
Interest only
No ratio / no documentation loans
No income verification
No income / no asset verification

Loan Amounts

Conventional conforming up to $417,000
Jumbo loans to $4 Million

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